Lot2You now makes it possible to obtain a guaranteed car loan approval, despite having bad credit We look beyond your credit score to the other factors that make you a qualified buyer. We know that you are not your credit history, so why should financial issues from the past stand in the way of your future purchases?
For guaranteed approval, we look for things such as stable monthly income and we may also consider your debt to income ratio as a factor. This means that we want to make sure that taking on an auto loan payment won’t compromise your ability to pay your other monthly bills.
We know that searching for auto financing with damaged credit can be frustrating. It can seem like there is no real help in sight, let alone any kind of guarantee for approval. At Lot2You, we not only guarantee that you will get a loan, but will help you find a vehicle that fits your budget and lifestyle perfectly. Helping people with difficult credit circumstances isn’t just our job, it’s our number one priority. Do any of the following apply to you?
There are other lenders in the market that specialize in providing guaranteed car loans with bad credit to borrowers who have bad or no credit histories or even past bankruptcy records; however, they lack transparency when it comes to communicating the process to you, the customer.
To quickly get approved for your next car loan when you have bad credit or zero down payment, you need to follow a systematic approach. Although we specialize in assisting individuals with special credit circumstances with guaranteed approved auto loans, there are some basic criteria which applicants must meet. It shouldn’t happen that later on the loan appears burdensome to that individual. The requirements are simple and allow almost 99% of the applicants to qualify. There is little need to worry even if a borrower has previous bankruptcy filing record. With the national economy showing signs of recovery, many applicants’ bankruptcies may be about to drop of their credit reports. We can help such borrowers to get approved for car loans in times of need.
Note: These guidelines are subject to change without notice at any time. You can still submit a request for loan/finance for consideration even if you do not meet one or all of the above guidelines. Because of the variables involved in finance, auto valuation, and other mitigati factors, meeting these guidelines does not guarantee loan/finance approval through Lot2You or any other Lender(s).